Progressive Insurance Coverage Options for Florida Residents
Progressive Insurance offers a comprehensive range of insurance products designed to meet the unique needs of Florida residents, ensuring protection against the state’s high auto insurance costs and hurricane risks. With Progressive Insurance Florida, consumers can access tailored coverage options, from auto insurance to homeowners insurance and specialty products like boat insurance. When you buy Progressive Insurance in Florida, you benefit from innovative tools and discounts that make securing the right policy straightforward and cost-effective.
Auto Insurance
Progressive’s auto insurance meets Florida’s mandatory requirements with Personal Injury Protection (PIP) and Property Damage Liability ($10,000 minimum each). Optional Bodily Injury Liability and Uninsured/Underinsured Motorist Coverage enhance protection. The Snapshot program adjusts rates based on driving habits, saving safe drivers an average of $322 annually. Discounts for bundling with homeowners insurance, safe driving, good students, and online quotes lower costs. Roadside assistance and rental car coverage ensure peace of mind for Miami commuters or coastal drivers.
Homeowners Insurance
Progressive’s homeowners insurance covers home structures, belongings, and liability, including hurricane damage. Flood insurance, critical for Florida’s flood-prone areas, is separate via the NFIP or private insurers. In 2024, Progressive non-renewed some high-risk policies but insures over 200,000 Florida homes. Discounts for wind mitigation features like hurricane shutters and bundling with auto insurance, plus the HomeQuote Explorer® tool, make coverage affordable.
Additional Coverage
Progressive offers renters insurance for tenants, motorcycle insurance for riders, boat insurance for coastal boaters, commercial insurance for businesses, umbrella insurance for extra liability, and flood insurance, ensuring protection for Florida’s varied lifestyles.
Why Choose Progressive
Progressive provides 24/7 support via its website and mobile app, simplifying policy management and claims. Tools like Snapshot and HomeQuote Explorer® offer personalized, cost-effective solutions for Florida residents, from Orlando to the Keys.
Buy with GreatFlorida Insurance
With 142 agencies across Florida, GreatFlorida Insurance makes it easy to buy Progressive Insurance in Florida. Our experienced agents are well-versed in Progressive Insurance Florida options and understand the state’s diverse needs, from auto insurance for urban commuters to homeowners insurance for hurricane-prone coastal properties. Whether you’re looking to protect your vehicle, home, or other assets, GreatFlorida’s agents can help you secure the right Progressive Insurance policy at a competitive price.