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Personal Umbrella Insurance

Lawsuits and liability claims are stressful and costly. Defend yourself and protect your assets with umbrella insurance. Cover legal fees and settlements when you are found at fault in court.

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What is Umbrella Insurance?

A policy for the truly prepared. Umbrella insurance will pay for costs and settlements when you are found at fault in a lawsuit. Acting as a boost to homeowners and auto insurance, umbrella coverage increases your limits and protects your savings from settlements.

What Does an Umbrella Insurance Policy Cover?

Lawsuits are costly. And not every claim is relevant to your auto or homeowners policy. With umbrella insurance, enjoy protection from:

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Lawsuits

Covers your legal fees and settlements if you are found at fault in a lawsuit.

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Property Damage Claims

Umbrella coverage covers claims against you for damage to someone else's property. Homeowners insurance will cover damage to your own property.

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Injuries

If you are at fault for someone's injuries, umbrella insurance adds coverage for legal costs and expenses.

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Slander and Libel

Covers your legal costs and settlement payments in the event of slander and libel lawsuits.

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Worldwide Incidents

No matter where an incident occurs, umbrella insurance can offer coverage.

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False Arrest & Imprisonment

Offers coverage in cases of false arrest and imprisonment.

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Umbrella Insurance is also known as excess liability insurance

Common Claims Covered by Umbrella Insurance

The following is a list of the most common claims that an umbrella insurance policy may cover.

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Umbrella coverage covers the legal fees defend yourself in court. Any remaining settlements would also be paid by your umbrella policy.

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Teen drivers icon. Teen Drivers

Teen drivers pose a high risk on the road. And their auto insurance premiums reflect it. Umbrella coverage can boost your teen's car insurance to offer extra coverage in case of a collision or damage to property.

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If your dog bites another dog, or a person, umbrella insurance covers medical costs, legal fees, and settlement payments.

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Homeowners liability icon. Homeowners Liability

If your homeowners insurance could use a boost for peace of mind, umbrella coverage can kick in to provide extra coverage in the event of a law suit.

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False arrest and slander icon. False Arrest & Slander

Umbrella insurance can cover costs to defend yourself in the case of false arrest, defamation, or malicious prosecution.

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Intoxicated party attendee icon. Intoxicated Party Attendee

You don't need to be directly responsible, to be held liable for an incident that leads to injury. Umbrella insurance can cover you for unexpected lawsuits.

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Bigger settlements for pain and suffering are not uncommon during legal action. Umbrella policies can step in where other policies fall short.

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When you give your time for free, the last thing you need is a costly lawsuit. When you are just trying to help by volunteering, umbrella insurance covers the cost of legal action and settlements.

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How Much Does Umbrella Insurance in Florida Cost?

For just a few hundred dollars a year, you can enjoy coverage of $1,000,000 or more. A great way to plan for the unexpected and boost your current policies, umbrella insurance covers you just-in-case.

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Do I Need Umbrella Insurance?

Most people are just one law suit away from financial ruin. If you are at fault for an incident, umbrella insurance can pay your expenses and even boost your car and homeowners insurance policies.

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Build Your Own Personalized Umbrella Insurance Policy in Florida

Get Prepared. Get GreatFlorida. Our agents make it simple to create an umbrella insurance policy tailored to your needs, providing extra liability protection for Florida’s litigious environment. Secure cost-effective coverage with our trusted partners to safeguard your assets beyond standard policies.

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About GreatFlorida Insurance

GreatFlorida Insurance is a network of independent, franchised insurance agents located throughout Florida. With 142 locations state-wide, it is easy to find a GreatFlorida Agency in your neighborhood.

We provide 24-hour service, 7 days a week, 365 days a year, through our partnered insurance companies.

Our Independent, GreatFlorida Insurance Agents will help you find affordable Insurance in Florida for you and your family.

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